Are you a Stakeholder of a small business- Investor, Financier, Credit Provider, Supplier, Service Provider, Landlord, or potential Investor or Buyer?
How safe is your vested interest in a small business going into recession, possible stagflation, and a subsequent recession as occurred in the late 1970s and early 1980s when inflation was 14% p.a. in 1980 and 9% p.a. in 1981, after the Fed Funds interest rate went to 20% p.a.?
At age 70, as a 45-year veteran entrepreneur and business advisor locally and globally, I can assess the safety of your vested interest in a small business, and whether it’s possible to future-proof the small business for the tough economic times ahead.
About Neville Berkowitz

Initial Assessment Future Proofing Report
The starting point I provide for you is receiving an Initial Assessment Future Proofing Report of a small business at a charge of $490.
The process begins with a critical thinking Q&A process with the Small Business Owner covering the major elements of their business.
The World Economic Forum’s Future of Jobs Report (2020) states that “critical thinking and problem-solving top the list of skills employers believe will grow in prominence in the next five years.”

Through critical thinking processes, I analyze, assess, and highlight specific aspects of concern currently and in the future from the information supplied.
I also identify positive aspects of the small business that need further development and negative aspects that need to be addressed.
I offer critical thinking and creative thinking solutions to these three aspects I have uncovered.
Authenticity and accuracy are required from the Small Business Owner’s answers in the Q&A process. Stakeholder/s can request verification of any information supplied by the Small Business Owner.

Some of the areas I cover in the analysis and assessment phase are:
• Customers and their profiles- and how to get more customers
• The debtors and risk profiles of these debtors as we go into tough economic times.
• The creditors and where problems are likely to occur.
• The marketing, what works and what doesn’t, now and into the future, and where to focus the marketing spend, now and into the future.
• The current staffing situation, identification of current and future areas of concern, staff planning, and measurement of their performances. Any increased staffing costs impacting upon the business’s cash flow and net profitability.
• Quantifying the impact of high inflation and high-interest rates on the business’s cash flow and net profitability.
• A financial appraisal identifying areas of concern now and in the future and a proactive approach to minimize these concerns.
• A SWOT Analysis– identifying Strengths, Weaknesses, Opportunities and Threats the business faces now and in the future.
• The business prospects as the small business heads into a recession, possible stagflation, and a successive recession.
• The outcome of this analysis and assessment is contained in the Initial Assessment Future Proofing Report.
• The cooperation of the Small Business Owner is of paramount importance in the Q&A process, as is their consent to share this Initial Assessment Future Proofing Report with one or more Stakeholders.
• This must be agreed to upfront between the relevant parties before the $490 is paid for the Initial Assessment Future Proofing Report process to begin. Should it be required, I can be involved in securing the consent of the Small Business Owner.
Let’s get started

Small business failure rates could average 13% p.a. during 2023-2024
Small business failure rates in the six previous recessions in the US averaged 12.2% p.a. Inflation was 14% p.a. in 1980 and 9% in 1981. The business failure rate was 14% in 1981.
As you are undoubtedly aware, at the start of the current recession, the US inflation rate in June 2022 was 9.1% p.a.
With an estimated 13% p.a. small business failure in 2023- 2024, I can help my small business clients not be a business failure statistic but also prosper while securing your vested financial interests in these small businesses.
Let’s get started

Subsequent comprehensive 360-degree Due Diligence Report
If required, after the Due Diligence Initial Assessment Future Proofing Report, a detailed, comprehensive 360-Degree Due Diligence Report can be commissioned on all the elements of a small business impacting its prospects in the tough economic times ahead? Solutions are stated to ensure the small business’ prosperity.
At the appropriate time, I will provide you with the 20 major elements of the business and the numerous issues of each major element covered in detail in the 360- degree Due Diligence Report.
A Proactive Business Strategy and Strategic Advisory Service are supplied to the Small Business Owner and incorporated in the comprehensive 360- degree Due Diligence Report.
The Small Business Owner would have agreed upfront to share the Due Diligence Report with the Stakeholder/s funding the Report.

The charge for the comprehensive 360-degree Due Diligence Report is $2600. This process can take 1-2 months, depending on the full cooperation of the Small Business Owner.
With the tough economic times ahead, using the transparency of the Due Diligence Report, Stakeholders and the Small Business Owner must work as a team to ensure the plan’s success for the prosperity of the small business as a win-win solution for all parties concerned.

Let me introduce myself
Hi, I am Neville Berkowitz (70), a 45-year veteran entrepreneur and business advisor locally and globally.
About Neville Berkowitz
I have come out of retirement to help Small Business Owners prosper in the tough economic conditions ahead.
Kristalina Georgieva, MD of the International Monetary Fund (IMF), stated in May 2022:
“The global economy faces its biggest test since the Second World War. We face a ‘confluence of calamities’.
Ben Bernanke, former US Federal Reserve Chairman, stated in May 2022:
“Stagflation in the next year or two.”

I have chosen to contribute my experience, knowledge, and hard-won wisdom where I can.
My philosophy is that it is better to light one candle than to curse the darkness.
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Future-proofing a small business for its prosperity
I want to do more than ensure that we future-proof the relevant small business with the Small Business Owner. I want to ensure we develop their small business’ prosperity during the next few tough economic years.
I have been through a recession, stagflation, and its subsequent recession in the late 1970s- early 1980s. I have been through numerous recessions, high inflation, and high-interest rate times over my 45 years of entrepreneurship and providing business advisory services.
Let me be blunt- Small Business Owners and their Stakeholders will take a lot of strain, pressure, and stress over the next 24 months.
I can help relieve that, and, more importantly, I want to help both Small Business Owners and their Stakeholders in developing the prosperity of each small business I advise.
I can only help five clients worldwide at any given time as I must do a lot of work in the future-proofing of a small business and developing its prosperity in the very challenging years ahead.
Let’s get started